What kind of deed provides the strongest form of guarantee of title?

A full covenant and warranty deed provides the strongest form of guarantee of title. This type of deed offers extensive assurances to the grantee regarding the status of the title. It includes several covenants, which are legally binding promises made by the grantor. These covenants typically include the covenant of seisin, which assures the grantee that the grantor is the rightful owner of the property and has the authority to sell it; the covenant against encumbrances, which guarantees that the property is free from liens or other encumbrances not disclosed in the deed; and the covenant of quiet enjoyment, which ensures that the grantee will not be disturbed in their possession of the property.

Additionally, in the event that a title issue arises, the grantor may be legally obligated to resolve that issue or compensate the grantee for any losses incurred. This level of protection is greater than that provided by other types of deeds, such as quitclaim deeds or special warranty deeds, which do not offer the same robust guarantees regarding the quality of title. Therefore, a full covenant and warranty deed is the preferred choice for anyone seeking the most secure transfer of property ownership.