What does a general lien affect?

A general lien affects all of a debtor's property, allowing a creditor to make a claim against all assets owned by the debtor, not just a specific piece. This type of lien provides a broader scope for creditors to secure payment for debts, including both personal and real property, as well as any other assets that the debtor may own.

In contrast to a specific lien, which only applies to a single specified property (like a particular vehicle or a house), a general lien gives the creditor the right to pursue any property owned by the debtor in order to satisfy a debt. Therefore, the concept of a general lien is integral to understanding the rights of creditors in securing a claim over a wide range of assets held by a debtor, providing a comprehensive mechanism for debt recovery.